Ray Crosier currently serves as the interim chief executive officer. He also manages the Company's three major operating divisions and its banking technology unit. Crosier also serves on the Board of Directors (executive committee) for the Electronic Funds Transfer Association, an inter-industry trade association dedicated to the advancement of electronic payments. Crosier has over 25 years of management experience in payment systems, transaction processing and financial services technology. He rose through the ranks to become vice president, sales and customer service for First Data's TeleCheck division. He joined Online Resources in 1996 as senior vice president of sales and also served as executive vice president of client services. He has served as President & COO since 2001. Crosier is a graduate of the University of Virginia.

Holdings: 161,865 shares     View Transactions

Date	Type	Shares Traded	Price Range
Jan 1, 2010	Disposition (Non Open Market)	5,683	5.26
Jan 1, 2010	Option Execute	14,802	n/a
Dec 31, 2009	Buy	901	5.00
Sep 30, 2009	Buy	768	5.86
Jun 30, 2009	Buy	759	5.93
May 27, 2009	Disposition (Non Open Market)	11,953	5.00
May 27, 2009	Option Execute	16,250	3.05
Mar 31, 2009	Buy	1,125	4.00
Mar 1, 2009	Option Execute	10,351	n/a
Jan 1, 2009	Disposition (Non Open Market)	3,874	4.74
Jan 1, 2009	Option Execute	10,158	n/a
Dec 31, 2008	Buy	999	4.50
Dec 31, 2008	Option Execute	3,218	n/a
Dec 15, 2008	Option Execute	781	n/a
Nov 30, 2008	Option Execute	3,218	n/a
Nov 15, 2008	Option Execute	782	n/a
Oct 31, 2008	Option Execute	2,437	n/a
Sep 30, 2008	Buy	610	7.38
Sep 11, 2008	Sell	6,675	8.63
Sep 11, 2008	Option Execute	13,401	1.50
Sep 10, 2008	Sell	2,138	8.60
Sep 10, 2008	Option Execute	13,893	1.50
Jun 30, 2008	Buy	567	7.93
May 23, 2008	Option Execute	16,250	2.02
Mar 31, 2008	Buy	492	9.14
Mar 1, 2008	Disposition (Non Open Market)	2,371	10.24
Mar 1, 2008	Option Execute	7,291	n/a
Jan 2, 2008	Buy	264	12.01
Jan 1, 2008	Option Execute	2,939	n/a
Sep 28, 2007	Buy	250	12.01
Jul 2, 2007	Buy	288	10.43
May 29, 2007	Buy	43,280	3.81 - 6.50
May 29, 2007	Sell	43,280	12.00
Mar 31, 2007	Buy	275	10.90
Jan 16, 2007	Disposition (Non Open Market)	919	9.32
Dec 29, 2006	Buy	309	9.70
Dec 18, 2006	Buy	6,486	8.40
Dec 18, 2006	Sell	6,486	9.97 - 10.15
Dec 15, 2006	Buy	8,650	8.40
Dec 15, 2006	Sell	8,650	10.04
Sep 30, 2006	Buy	258	11.64
Jun 30, 2006	Buy	305	9.82
Jun 1, 2006	Sell	12,495	12.20
Jun 1, 2006	Option Execute	12,495	11.18
Mar 31, 2006	Buy	243	12.35
Dec 31, 2005	Buy	639	9.39
Nov 8, 2005	Buy	4,188	8.40 - 11.18
Nov 8, 2005	Sell	4,188	12.10
Nov 7, 2005	Sell	5,700	12.10
Nov 7, 2005	Buy	5,700	8.40

Cathy Graham has financial management and corporate administrative responsibility for Online Resources, reporting to the chief executive officer. Graham has 20 years of experience in the banking and technology fields, and a history of building businesses via strategic acquisitions. Graham previously served as CFO of VIA NET.WORKS, Inc., where she negotiated the acquisition of 26 companies in 14 countries over a 24-month period. Prior to VIA NET.WORKS, Graham was Vice President of Finance and Investor Relations Officer for Yurie Systems and headed the transition team after the sale of the company to Lucent Technologies. Graham has also held financial executive positions with Smith Barney, First National Bank of Maryland and Maryland National Bank. Graham holds an M.B.A. from Loyola College in Maryland and a B.A in economics from the University of Maryland.

Ron Bergamesca oversees Online Resources' Integrated Banking Services division, reporting to the chief operating officer. He is responsible for the Company's full service banking relationships, which integrate its suite of Internet account presentation, payments, relationship management, professional services and software. In addition to acting as General Manager, Bergamesca heads the division's Relationship Management Services unit, which includes the Company's consumer marketing programs and its 7x24 call center. Bergamesca was formerly a vice president with CUC International (later Cendant Corp.), where he managed the nation's largest credit card protection program. For 10 years he was a general manager at MBI, Inc., a leading direct marketer of heirloom collectibles. Bergamesca holds a bachelor's degree in mechanical engineering from Lafayette College and an MBA from MIT's Sloan School of Management.

Sheila Narayan leads Online Resources' Banking CSP (consumer service provider) Payments division, which provides bill payment and related services to many of the largest U.S. banks and a host of strategic and marketing partnerships. The division also provides bill payment services to the Company's full service clients, which are managed by the Community Bank & Credit Union division. Prior to Online Resources, Narayan was a strategic payments consultant and partner at First Annapolis, where she spent more than 10 years developing business and market strategy, leading strategic implementations, and managing client relationships for some of the largest U.S. and international banks, credit card issuers and payment processors. Narayan was recognized for financial excellence by Digital Equipment Corporation, where she conducted a 3-year intensive financial development program. Narayan holds a bachelor's degree from Bryant College and a master's degree from The Wharton School.

Robert Craig heads Online Resources' eCommerce division, reporting directly to the chief operating officer. He is responsible for biller and card & credit services, which serve more than 2,200 billers and biller endpoints, card issuers and creditors. Prior to this position, Craig served as head of business development for First Data Corporation, where he headed sales, marketing, account management and product development for remittance processing clients, including major corporate billers and card issuers. In 1996, he co-founded REMITCO, a remittance processing company serving millions of consumers in the credit card, telecommunications and utility industries. REMITCO was acquired by First Data in 2000. Craig has also held senior management positions at Corestates Bank, now part of Wachovia Bank, and in JPMorgan Chase's global treasury and commercial divisions. He holds a Bachelor's degree from Lafayette College.

Paul Franko manages the Banking Technology Services division of Online Resources, a specialty business unit reporting to the chief operating officer. He has responsibility for technology development and technology-based operations for the Company's banking and credit union clients. In addition, he serves a coordinating function as the Company's Chief Technology Officer, overseeing corporate and divisional technology-based strategy and plans. Franko was previously president of Computer Business Associates, providing design, programming and technical expertise in data base development, operating systems and networks. He also was director of database administration for Sallie Mae. Franko holds a bachelor's degree from Boston College.

Dan Thomas is responsible for the strategic development of Online Resources, reporting to the chief executive officer. In this capacity, he has leadership responsibility for the Company's e-commerce initiative, including the integration of the Company's real-time PINless payments capabilities with the former Princeton eCom's payment services. Prior to joining Online Resources in 1996, Thomas spent eight years with ARINC, an airline-owned network services company where he was responsible for payment processing of airline credit cards, check authorization, and other fraud prevention systems for international and domestic airlines. Prior to that, he spent twelve years with McDonnell Douglas Payment Systems Company in a number of key product and technical development roles. Thomas earned his bachelor's degree in Information Systems Management and recently his master's degree in Management & Technology from the University of Maryland.